Need some reassurance about an insurance company? A.M. Best is a credit rating organization specializing in the insurance industry. Founded in 1899 by insurance professional Alfred M. Best, the company rates the creditworthiness of, and publishes analytical reports on, insurance companies. It also provides debt ratings of financial instruments offered by insurance companies, including bonds, notes, and securitization products. In addition to providing data on the insurance industry, A.M. Best provides ratings and analysis of financial institutions and health care systems. The company operates in the US, Europe, and the Asia/Pacific region.