AKB AVANGARD PAO (Aktsionerniy Kommercheskiy Bank AVANGARD PAO) is a Russia-based commercial bank. It provides services to retail and corporate clients, as well as to other banks. Retail banking comprises the settlements of cash, deposits, money transfers without opening a bank account, banking cards, loans, asset management, individual safe deposit boxes, Internet banking, and cash withdrawals. Corporate banking offers cash settlement, loans, banking cards, loans, securities market transactions, consulting services for clients from precious metals industry, currency control, corporate financing, and foreign currency operations. Its services for banks include financial advice, as well as standard banking products. The Bank operates through numerous branches and two representative offices. On November 21, 2013, has sold its 99.84% stake in Alcor Holding Group AG.