Alliance Financial Corporation (Alliance) is a financial holding company. The Company is the holding company of Alliance Bank, N.A. (the Bank). The Company provides financial services from 29 retail branches and customer service facilities in the New York counties of Cortland, Madison, Oneida, Onondaga, Oswego, and from a Trust Administration Center in Buffalo, NY. Its primary services include commercial, retail and municipal banking, consumer finance, mortgage financing and servicing, trust and investment management services. The Bank has a wholly owned subsidiary, Alliance Preferred Funding Corp., which is engaged in residential real estate activity, and a wholly owned subsidiary, Alliance Leasing, Inc. The Company offers full service banking with a range of financial products to meet the needs of its commercial, retail, government, and investment management customers. In March 2013, NBT Bancorp Inc announced the merger with Alliance Financial Corp.