Citizens Financial Corp  

(Public, OTCMKTS:CFIN)   Watch this stock  
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0.00 (0.00%)
Feb 22 - Close
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Currency in USD
Range     -
52 week 2,990.00 - 4,000.00
Open     -
Vol / Avg. 0.00/0.00
Mkt cap 19.98M
P/E 32.37
Div/yield     -
EPS 97.31
Shares 5,523.00
Beta 0.20
Inst. own     -

Key stats and ratios

Q4 (Dec '07) 2007
Net profit margin 1.47% 1.41%
Operating margin 2.84% 2.11%
EBITD margin - 5.27%
Return on average assets 0.34% 0.31%
Return on average equity 4.31% 3.80%
Employees 69 -
CDP Score - -


12910 Shelbyville Rd Ste 300
LOUISVILLE, KY 40243-2404
United States - Map
+1-502-2442420 (Phone)
+1-502-2544059 (Fax)

Website links


Citizens Financial Corporation is a holding company. The Company is engaged in the business of ancillary health insurance through its insurance subsidiary, Citizens Security Life Insurance Company (CSLICo), and providing administrative services to certain medical professionals involved in providing on-site treatment to patients in community settings. The primary products marketed by CSLICo are ancillary insurance products under two names: CS Benefits and Special Care Insurance. CS Benefits includes group ancillary insurance products, such as group dental insurance, group vision insurance and group life insurance. CS Benefits provides employee benefits and services, with a portfolio that includes life and accidental death and dismemberment insurance, dental coverage, vision coverage, and worksite products. Special Care Insurance includes individual ancillary insurance products, such as individual dental insurance and individual vision insurance to the senior market.

Officers and directors

Darrell R. Wells Chairman of the Board, President, Chief Executive Officer
Age: 72
Len E. Schweitzer Chief Financial Officer, Vice President - Accounting, Treasurer, Secretary
Age: 65
Trading Activity - Yahoo Finance
John D. Cornett Chief Operating Officer, Executive Vice President; President, Chief Operating Officer
Age: 53
James T. Helton III Executive Vice President - Group Products
Age: 57
Michael S. Williams Vice President - Marketing for Life & Health Products
Age: 63
Trading Activity - Yahoo Finance
John H. Harralson Jr. Director
Age: 85
George A. Turk Director
Age: 63
Thomas G. Ward Director
Age: 75
Gerald A. Wells Director
Age: 56
Margaret A. Wells Director
Age: 65