FPB Bancorp, Inc. is a holding company of First Peoples Bank (the Bank). It offers a range of retail and commercial banking services, including various types of deposit accounts and loans for businesses and consumers. Its customers are primarily individuals, professionals, small and medium size businesses, and seasonal retirees located in St. Lucie, Martin and Indian River counties, Florida. The Bank’s principal business is to attract deposits from the general public and to invest those funds in various types of loans and other interest-earning assets. Its primary sources of funds for loans and for other general business purposes are its capital, deposits and loan repayments. Its subsidiary is Treasure Coast Holdings, Inc.