China Xiniya Fashion Limited is a micro lending company. The Company primarily engaged in the business of providing loan facilities to micro, small and medium-sized enterprises and sole proprietors. The Company operates its micro finance lending business through its wholly owned subsidiaries, including 80% variable interest entity (VIE) operating company, Hubei Chutian Microfinance Co., Ltd (Chutian). All of its operations are conducted in the Fujian Xiniya, People's Republic of China through Chutian. The Company provides loans to individuals and companies. The Company offers a range of loan products such as consumer loans, commercial loans, collateral-backed loans, and enterprise loans. It typically provides family run businesses, farmers and individual borrowers with working capital and bridge financing support, primarily through means of short-term loans.