AB&T Financial Corporation is the parent company of Alliance Bank & Trust Company, which operates approximately four community-oriented branches in Gaston and Cleveland Counties in North Carolina that offer a range of banking services. The Company's personal banking includes checking accounts, savings accounts, online and mobile banking, and wealth management. Its personal checking products include online banking, mobile banking, bill payment, e-Statements, an automated teller machine (ATM)/Debit card. It offers Mobile Remote Deposit Capture (mRDC), which allows users to use their smart phone or tablet to deposit a check into their account. The Company's business banking includes checking accounts, savings accounts, online and mobile banking, and cash management. Its additional business services include Remote Deposit Capture, Merchant Services, Business Credit Cards and Business Overdraft Protection.