Commonwealth Business Bank is a state-chartered commercial bank. The Bank provides a range of banking products and services to small and midsize businesses. The Bank is engaged in providing financing for commercial real estate and business customers, as well as investing activities. The Bank is also engaged in accepting customer deposits and other borrowing activities. The Bank also offers a range of deposit and lending products and services. It offers business banking and personal banking services. Its business banking services include business checking, business savings and certificates of deposits (CDs), small business administration (SBA), business lending and account services. The Bank's personal banking services include personal checking, personal savings and CDs, personal lending and account services. The Bank offers financing for a range of short term needs, including short-term working capital, seasonal short-term needs and inventory purchase.