Manhattan Bancorp is a bank holding company. The Company through its subsidiary, Bank of Manhattan, N.A. (the Bank), offers relationship banking services and residential mortgages to entrepreneurs, family-owned and closely-held middle market businesses, real estate investors and professional service firms. The Bank offers a range of deposit products including non-interest bearing demand deposits and interest bearing checking accounts, savings accounts and certificates of deposit. The Bank offers wire transfers, electronic bill payment, overdraft protection, and assorted retail banking services to all customers. The Bank offers cash management services to its commercial checking account customers.