Patapsco Bancorp, Inc. is a holding company for The Patapsco Bank (the Bank). The Bank is a community bank, which is engaged in providing personal banking, business banking and various loans. The Bank's personal banking includes checking accounts, savings accounts, loans, MoneyIsland and services. The Bank's business banking solutions include checking accounts, savings accounts, loans and services. The bank also provides various personal, business and commercial real estate loans. Its personal loans include mortgage loans, home equity line of credit, fixed rate home equity loans and homebuyer assistance. Its business loans include business term loans, business lines of credit and small business loans (SBA). Its commercial real estate loans include commercial mortgages, land acquisition and development loans, and commercial construction loans. The Bank's MoneyIsland is an online world for earning and learning purposes.