United Bancorporation of Alabama, Inc. is a bank holding company for United Bank (the Bank). The Company's principal activity is the ownership and management of United Bank, a commercial bank. The Bank provides a range of banking services in its primary market areas of Baldwin, Escambia, and Monroe Counties, Alabama, and Santa Rosa County, Florida.The Bank offers personal banking services, business banking services, and agricultural and forestry financing services. Its personal banking services include checking, savings, certificates of deposit (CDs), individual retirement accounts (IRAs), personal loans, mortgage services, personal storage compartments and instant issue debit card services. Its business banking services include business loans/lines of credit, business solutions and Web payment options. Its agricultural and forestry financing services include agribusiness loans, real estate loans, credit cards and equipment loans.