United Fire Group, Inc. and its subsidiaries are engaged in the business of writing property and casualty insurance and life insurance and selling annuities through a network of independent agencies. The Company operates through two segments: property and casualty insurance, and life insurance. Its property and casualty insurance segment consists of commercial lines insurance, including surety bonds, personal lines insurance and assumed reinsurance. Its life insurance segment consists of deferred and immediate fixed annuities, universal life insurance products and traditional life insurance products. Its life insurance segment consists solely of the operations of United Life Insurance Company. Its life insurance subsidiary markets its products primarily in the Midwest, East Coast and West. As of December 31, 2016, the Company's insurance company subsidiaries were licensed as a property and casualty insurer in 46 states and the District of Columbia, and as a life insurer in 37 states.