It seems to me that you really have no idea what you're talking
about.  The only reason why this company is down is because of this
whole credit crunch, and mortgage business.  The whole financial
sector is down.  People's is a conservative company and was barely
affected by the whole mess that other financial companies were.  When
Citi is writing off $34 billion because of bad mortgages, People's is
only writing off $10 million.  So the company is down $3 and change
from the offering, Fannie Mae and Freddie Mac are down 45% and 57%
ytd.  And finally with the acquistion of Chittenden, the combined
company will have over $20 billion worth of assets and be operating in
7 states.  So stop your whining, once the fed gets a grip on this
economy People's is going to take off.  The stock will be trading at
over $50 within the next 2 years.