EPS: Last quarter was 0.23 .  Thats not even enough to pay for half of
its quarterly dividend!  Short term, horrible play.  Maybe the company
will profit few years down the line, but one could just invest in it
later on.

It amazes me that people ignore fundamentals.

ABX  - Gold company, their earnings was 0.53/share last quarter twice
the amount of BAC, yet their stock price is pretty much the same as
BAC.

Financial companies can make money, but they can also lose it fast
because they really have no tangible worth.  They survive through
generating paper money ... but maybe Americans like fake stuff...