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  What is the situation on Bankruptcy bill ?
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s...@domainmates.com  
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 More options Mar 24 2009, 7:50 am
From: s...@domainmates.com
Date: Tue, 24 Mar 2009 04:50:02 -0700 (PDT)
Local: Tues, Mar 24 2009 7:50 am
Subject: What is the situation on Bankruptcy bill ?
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The biggest risk to DFS is the bill allowing bankruptcy judges to
readjust mortgages.

This will set off a rush to bankruptcy and be down right disaster.

Any one know what is the latest status of the bill ? Is it dead or
just moving slowly ?

Hope we can avoid political rhetoric - just focus on status of bill
and its chances of passing.


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kwoo...@aya.yale.edu  
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 More options Mar 24 2009, 10:07 am
From: kwoo...@aya.yale.edu
Date: Tue, 24 Mar 2009 07:07:28 -0700 (PDT)
Local: Tues, Mar 24 2009 10:07 am
Subject: Re: What is the situation on Bankruptcy bill ?
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How can you ask to avoid rhetoric when you've started off with the
dubious claim "This will set off a rush to bankruptcy and be down
right disaster."?

On Mar 24, 7:50 am, s...@domainmates.com wrote:


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lithium_...@hotmail.com  
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 More options Apr 4 2009, 8:57 am
From: lithium_...@hotmail.com
Date: Sat, 4 Apr 2009 05:57:08 -0700 (PDT)
Local: Sat, Apr 4 2009 8:57 am
Subject: Re: What is the situation on Bankruptcy bill ?
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My understanding of bankruptcy is limited, but I would think it
wouldn't make a difference on who chose to file bankruptcy.  Rather, I
think it would make a difference in choosing to file Ch. 13 (since
there's a better chance to keep the house) than Ch. 7.  This is
marginally better for DFS, in actuality, because Ch. 7 produces no
payback of outstanding unsecured debt, but Ch. 13 gives DFS a (slim)
chance at recovering losses (I believe they can file a claim even as
an unsecured credit card company).

People who would "rush to bankruptcy" are already close to the ledge,
anyway, and many of them would wind up filing Ch. 7 eventually, which
is the worst possible result for DFS.

On Mar 24, 4:50 am, s...@domainmates.com wrote:


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