This dynamic might be contributing to the market slide.  A lot of
investors who bought securities backed by sub-prime mortgages boosted
their purchases with borrowed money. They're seeing some serious
losses now.  In order to raise funds to pay back those loans, they may
be selling stocks - a lot of stocks.  Once the planet has upchucked
its former feast on mortgage backed investments, the sun will come out
again.  I think DFS and MA are good stocks with a future.  Think long
term and hang in there.